| Preferential Mortgage Plan | High LTV Mortgage Plan | |
| Rate | As low as P-3% * Enjoy Mortgage-Link Account | As low as P-2.50% |
| Net Rate (p.a.) | 2.25% | 2.75% |
| Loan-to-Value Ratio | up to 90% | up to 80% |
| Loan Tenor | 30 years | 25 years |
| Cash Rebate | up to 1.50% | up to 0.50% |
*The above information is for reference only, and subject to the latest announcement of HKMA & HKMC.
# Property value below HK$9million maximum LTV up to 90%(subject to a loancap of HK$7.2 million). Property value below HK$10million maximum LTV up to 80%. The property must be a completed residential properties located in Hong Kong. (P=5.25)
## For off-plan project/ residential properties purchace price/ property value is below $6million maximum LTV up to 80%. $4million maximum LTV 90%, maximum loan up to $3.6million.
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