| Hibor Rate Mortgage Plan | Prime Rate Base Mortgage Plan | |
| Rate | H+1.23% (cap 2.375%) * Enjoy Mortgage-Link Account | As low as P-2.8% |
| Net Rate (p.a.) | 2.375% | 2.375% |
| Loan-to-Value Ratio | up to 60% | up to 60% |
| Loan Tenor | 30 years | 30 years |
| Cash Rebate | up to 2.10% | up to 2.10% |
*The above information is for reference only, and subject to the latest announcement of HKMA & HKMC.
# Property value below HK$10million maximum LTV up to 60% (subject to a loancap of HK$5million) . Property value up to HK$10million maximum LTV up to 50%.
(H : 1 month HIBOR Rate (2019-03-20: 1.621%)，P=5.125%)
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