2024年11月住宅按揭統計調查結果

The Hong Kong Monetary Authority announced the results of the residential mortgage survey for November 2024.

The number of mortgage applications in November increased month-on-month by 9.7% to 7,995.

Mortgage loans approved in November increased by 27.7% compared with October to HK$24.2 billion. Among these, mortgage loans financing primary market transactions increased by 46.2% to HK$7.9 billion and those financing secondary market transactions increased by 20.3% to HK$13.7 billion. Mortgage loans for refinancing increased by 20.1% to HK$2.6 billion.

Mortgage loans drawn down during November decreased by 5.2% compared with October to HK$10.6 billion.

The ratio of new mortgage loans priced with reference to HIBOR increased from 89.2% in October to 92.2% in November. The ratio of new mortgage loans priced with reference to best lending rates decreased from 3.6% in October to 2.6% in November.

The outstanding value of mortgage loans decreased month-on-month by 0.1% to HK$1,871 billion at end-November.

The mortgage delinquency ratio stood at a low level of 0.11% and the rescheduled loan ratio was unchanged at nearly 0%.

Source：The Hong Kong Monetary Authority (2024.12.31)