Allegro Mortgage Plan

	Allegro Special Mortgage Plan
Rate	As low as H+1.30% (cap2.50%)
Net Rate (p.a)	As low as 1.48%^
Loan-to-Value Ratio	Up to 90%
Loan Tenor	30 years
Cash Rebate	Up to 1.6 %

Allegro Vendor Payment Terms：

Payment Plan	Payment Details	Discount
(A).90-day Cash Payment Plan	Preliminary Deposit：5% Within 30 days after signing of the preliminary agreement：5% Within 90 days after signing of the preliminary agreement：90%	8%
(A1).90-day Cash Hesitation-Free Mortgage Payment Plan	Preliminary Deposit：5% Within 30 days after signing of the preliminary agreement：5% Within 90 days after signing of the preliminary agreement：90%	4%
(B). Stage Payment Plan	Preliminary Deposit：5% Within 30 days after signing of the preliminary agreement：5% Within 14 days after the date of the notification to the Purchaser：90%	6%
(B1). Stage Hesitation-Free Mortgage Payment Plan	Preliminary Deposit：5% Within 30 days after signing of the preliminary agreement：5% Within 14 days after the date of the notification to the Purchaser：90%	2%

Allegro Extra Discount

Allegro	Discount
“4-Station Cross-Harbour Home Discount”	2%
“Allegro School Net 41 Benefit”	2%
“Countrygardenhk” Instagram Account Follows’ Discount	1%
Furniture Cash Subsidy Discount (Only applicable to the purchaser who chooses to purchase Unit B or Unit J)	HK$20,000

Allegro “First Mortgage for 70% of the transaction price”

Payment Plan	Only applicable to Payment Plan A1 and B1
Rate	First 12-months P-5.5% Thereafter P *P (P=5.5%)
Loan Amount	70% of the transaction price (if the purchaser(s) is/are Hong Kong permanent residents) — 60% of the transaction price (if the purchaser is/are not Hong Kong permanent residents)
Loan Tenor	30 years

* For more information, please contact us to get more details.（WHATSAPP: 5662 2730）
** The above information is for reference only. For further information please refer to the sales brochure for the Development.

# For completed residential properties with property value at or below HK$10 million, the maximum loan amount shall calculated at the maximum LTV ratio of 90%. If the property value is above HK$10 million and below HK$11.25 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 80% and up to 90% or capped at HK$9 million, whichever is lower. If the property value is at or above HK$11.25 million and up to HK$12 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. If the property value is at or above HK$12 million and up to HK$19.2 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50% and up to 80% or capped at HK$9.6 million, whichever is lower.

You can refer to the “Maximum LTV Ratio” of the HKMCI website for details
https://www.hkmc.com.hk/eng/our_business/mortgage_insurance_programme.html

For more information, please visit Ricacorp website

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Ricacorp Mortgage Agency provide one-stop mortgage referral services including free referrals, personalized advice on mortgage choices, and end-to-end mortgage application service:

Service Hotline: 2836 6121 / 2836 6183
WHATSAPP: 5662 2730
Email: mortgage@ricacorp.com

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