Ricacorp Mortgage is your go-to, one-stop first-hand and uncompleted mortgage referral agency. You can choose from the immediate payment method or the construction period payment method. We regularly provide you with the latest first mortgage discounts with the mortgage expert team designing exclusive first-hand mortgage plans according to your actual needs. We are here to help get your dream property
First Mortgage Referral Plan
The First-hand Bank Mortgage Promotion Plan
| Full period as low as HIBOR+1.3% |
| Lock-in upper limit P-2% （P: 5.625%）=3.625% |
| Up to 0.9%** cash rebate |
| 2-year penalty period |
| Up to 80% to 90%* Mortgage |
| Up to 30 years repayment period |
First-hand & Second-hand Real Estate High-Cost Mortgage Plan
| Higher than the upper limit of mortgage plans. The maximum property price is as high as 50 million |
| Full period as low as P-2% (P:5.625%） |
| Great interest rates as low as 3.625% |
| Cash rebate up to 0.9%** |
| 2-year penalty period |
| Mortgage up to 90% (Property price of 15 million or below); Up to 70% (Property price of 36 million or above) |
| Repayment period up to 25 years |
Free Mortgage Pre-assessment
If you have any questions about the mortgage plan for buying a first-hand property, and want to know more about the valuation and assess your personal repayment ability, you are welcome to conduct a free property appraisal with Ricacorp Mortgage Hong Kong First-hand Property Mortgage Agent. Our valuation service is more professional than online banking, keeping closer eyes on market conditions. You can calculate your monthly payment and interest expenses more accurately, allowing you to make the decision that best suits your needs.
Contact us
If you are interested in our first mortgage referral service, or want to know more about our various mortgage plans, welcome to WhatsApp us at 5662 2730, or email us at mortgage@ricacorp.com, our experienced mortgage experts are happy to help by providing professional advice and individual analysis, so that you could easily achieve your real estate goals. All consulting services are at absolutely $0 cost.。
Remarks
**with extra bonus rebate, please contact us