Preferential Mortgage Plan:
| One Soho Preferential Mortgage Plan | |
| Rate | As low as H+1.30% (cap2.50%) *With Deposite Linked |
| Net Rate (p.a) | low as 1.39%^ |
| Loan-to-Value Ratio | Up to 90% |
| Loan Tenor | 30 years |
| Cash Rebate | Up to 1.4% |
* For free professional mortgage services, please feel free to contact us:（WHATSAPP: 9608 3114）
**The above information is for reference only, and subject to the latest announcement of HKMA & HKMC.
One Soho Vendor Payment Terms：
| Payment Plan | Payment Details | Discount |
| (A)180-day Payment Plan | A preliminary deposit：5% Within 180-day after signing of the preliminary agreement：95% | 5.5% |
| (B)420-day Payment Plan | A preliminary deposit：5% Within 180-day after signing of the preliminary agreement：5% Within 420-day after signing of the preliminary agreement：90% | 4.5% |
| (C)420-day Standby Mortgage Payment Plan | A preliminary deposit：5% Within 180-day after signing of the preliminary agreement：5% Within 420-day after signing of the preliminary agreement：90% | 2.5% |
| (D) Stage Payment Plan | A preliminary deposit：5% Within 60 days after signing of the preliminary agreement：5% Within 420 days after signing of the preliminary agreement：5% Within 14 days after the date of the notification to the Purchaser：85% | 2% |
| (E)Stage Standby Mortgage Payment Plan | A preliminary deposit：5% Within 60 days after signing of the preliminary agreement：5% Within 420 days after signing of the preliminary agreement：5% Within 14 days after the date of the notification to the Purchaser：85% | in accordance with the Price |
| One Soho The basis on which any discount on the Price is available | Discount |
| 1. Price Discount Offer for Sino Club Member | 1% |
| 2. “Home Purchase” Special Discount | 1% |
| 3. “Subside of Stamp Duty” Benefit | 3.75% |
| 4. “West Kowloon Cultural District” Special Benefit | 3.25% |
One Soho Standby First Mortgage Loan offered by the Vendor:
| Payment Plan | Only applicable to Purchasers who choose Terms of Payment (C) and (E) |
| Rate | 1st year：not required to repay principal and interest 2nd to 3rd year：P-2.5% 4th to 5th year：P (currently P=5%) Thereafter：P+1% |
| Loan Amount | Up to 80% of the Price |
| Loan Tenor | ▲ not exceed 25 years |
One Soho Standby Second Mortgage Loan offered by the Vendor:
| Payment Plan | Only applicable to Purchasers who choose Terms of Payment (C) and (E) |
| Rate | First TWO years：not required to repay principal and interest 3rd Year：P-2.5% Thereafter：P (currently P=5%) |
| Loan Amount | Up to 25% of the Price Maximum First plus Second Mortgage Loan shall not exceed 80% of the Transaction Price. |
| Loan Tenor | ▲ not exceed 20 years |
# For completed residential properties with property value below HK$9 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$7.2 million, whichever is lower. If the property value is at or above HK$9 million (up to the cap of HK$10 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. If the property value is at or above HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50%
## For properties with property value is at or above HK$4.5 million (up to the cap of HK$6 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. If the property value is at or below HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 60%, the property value is above HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50%.
You can refer to the “Maximum LTV Ratio” of the HKMCI website for details. http://www.hkmc.com.hk/eng/our_business/mortgage_insurance_programme.html
For more information, please visit our website.
Ricacorp Mortgage Agency provide one-stop mortgage referral services including free referrals, personalised advice on mortgage choices and end-to-end mortgage application service.
Contact us by phone or whatsapp anytime
Service Hotline: 2836 6121 / 2836 6183
WHATSAPP: 9608 3114
Email: mortgage@ricacorp.com
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