The Hong Kong Monetary Authority announced the results of the residential mortgage survey for February 2025.
The number of mortgage applications in February increased month-on-month by 0.4% to 6,542.
Mortgage loans approved in February increased by 4.3% compared with January to HK$26.1 billion. Among these, mortgage loans financing primary market transactions increased by 21.6% to HK$12.1 billion and those financing secondary market transactions decreased by 9.9% to HK$11 billion. Mortgage loans for refinancing increased by 4.4% to HK$3 billion.
Mortgage loans drawn down during February increased by 12.8% compared with January to HK$17.6 billion.
The ratio of new mortgage loans priced with reference to HIBOR increased from 93% in January to 94% in February. The ratio of new mortgage loans priced with reference to best lending rates decreased from 3.4% in January to 2.4% in February.
The outstanding value of mortgage loans increased month-on-month by 0.2% to HK$1,876.7 billion at end-February.
The mortgage delinquency ratio stood at a low level of 0.12% and the rescheduled loan ratio was unchanged at nearly 0%.
Source：Hong Kong Monetary Authority (2025.3.31)
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