UPTIFY Mortgage Plan :
| UPTIFY Special mortgage offers: | |
| Rate | As low as H+1.30% (cap2.50%) *With Deposite Linked |
| Net Rate (p.a) | As low as 1.39%^ |
| Loan-to-Value Ratio | Up to 90% |
| Loan Tenor | up to 30 years |
| Cash Rebate | Up to 1.4% |
Contact us for more information about additional rewards:
#For free professional mortgage services, please feel free to contact us:
（WHATSAPP: 9608 3114）
**The above information is for reference only, and subject to the latest announcement of HKMA & HKMC.
UPTIFY Vendor Payment Terms：
| Payment Plan | Payment Details | Discount |
| (A)180-day Cash Payment Plan | A preliminary deposit：5% Within 180 days after signing of the preliminary agreement：95% | 7% |
| (B)420-day Cash Payment Plan | A preliminary deposit：5% Within 180 days after signing of the preliminary agreement：5% Within 420 days after signing of the preliminary agreement：5% | 5.5% |
| (C) Stage Payment Plan | A preliminary deposit：5% Within 60 days after signing of the preliminary agreement：2% Within 120 days after signing of the preliminary agreement：3% Within 14 days after the date of the notification to the Purchaser：90% | 4% |
| (D) SuperFirst Mortgage Payment Method | A preliminary deposit：5% Within 180 days after signing of the preliminary agreement：95% | 4.5% |
UPTIFY First Mortgage Loan offered by the Vendor^: {FOR Payment Plan(D)}
| Rate | Whole Period：*P-7.5% *P (Now P=5.25%) |
| Loan Amount | Not exceed 80% of the purchase price |
| Loan Tenor | ▲ maximum 25 years |
including without limitation the provision of income proof and/or banking record of the Purchaser and his/her/its guarantor(s). The mortgage loan(s) shall be approved by the arranged finance
company(ies) independently. The arranged finance company(ies) reserve(s) the final decision of the approval of mortgage loan(s).
UPTIFY Discount
| Items | Discount |
| 1. EarlyBird Discount Benefit | 3% |
| 2. Subsidy of Stamp Duty” Discount | 3% |
| 3. “Live It Up” Discount | 2% |
| 4. Staff Purchasing Discount | 2.5% |
** The above information is for reference only, for further information please refer to the sales brochure for the Development。
# For completed residential properties with property value below HK$9 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$7.2 million, whichever is lower. If the property value is at or above HK$9 million (up to the cap of HK$10 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. If the property value is at or above HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50%.
You can refer to the “Maximum LTV Ratio” of the HKMCI website for details
http://www.hkmc.com.hk/chi/our_business/mortgage_insurance_programme.html
For more information, please visit Ricacorp website
Ricacorp Mortgage Agency provide one-stop mortgage referral services including free referrals, personalised advice on mortgage choices and end-to-end mortgage application service.
Service Hotline: 2836 6121 / 2836 6183
WHATSAPP: 9608 3114
Email: mortgage@ricacorp.com
RicaMortgage Pro APP provides one stop mortgage support, tools and services to help you find out which mortgage loans that best suits your financial situation.
IOS : http://apple.co/1Nbxhzo
Android : http://bit.ly/1IJhbJb
