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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 即供樓花

即供樓花

if you can manage the cash flow, you can get hefty discounts. In case you are taking a home loan, the equated monthly instalments start immediately as soon as the bank makes the upfront payment. So, interest is charged on the entire amount from day one.

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金管局最新修訂,將 2024 年 2 月 28 日公布的逆周期宏觀審慎監管措施的涵蓋範圍擴大至 2024 年 2 月 28 日前已簽訂的臨時買賣合約並且在2024 年 2 月 28 日或以後預計完成的自用樓花住宅物業的按揭申請。新修訂後可能解決到估價不足而買家又未能填補差價的難題,透過金融機構所提供的高成數按揭敍做9成按揭! WHAT'S NEW

金管局最新修訂 | 調整物業按揭貸款要求 | 新修訂能解決樓花估價不足的問題嗎?

金管局最新修訂,將 2024 年 2 月 28 日公布的逆周期宏觀審慎監管措施的涵蓋範圍擴...

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20.06.2024
金管局今日再作出修訂﹕「將 2024 年 2 月 28 日公布的逆周期宏觀審慎監管措施的涵蓋範圍擴大至 2024 年 2 月 28 日前已簽訂的臨時買賣合約並且在2024 年 2 月 28 日或以後預計完成的自用樓花住宅物業的按揭申請」利嘉閣按揭代表董事總總理黃詠欣 樂見當局迅速反應,做出非常明智的決定,一來可以防止撻訂潮湧現,二來亦可令買家安居樂業。 WHAT'S NEW

金管局最新修訂 | 調整物業按揭貸款要求 | 是次修訂可有效防止撻訂潮湧現 | 買家安居樂業

金管局今日再作出修訂﹕「將 2024 年 2 月 28 日公布的逆周期宏觀審慎監管措施的涵...

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14.06.2024
上星期有媒體報導某個即將發售(已於17/3發售)位於九龍灣的新盤被認為以低價搶客,但實際上銀行可能不接受即供按揭申請,屆時買家便需要選擇呎價較高的建築期付款計劃,消息一出引來大批已入票的買家查詢,幸好銀行業界在翌日作出迅速回應,令事件得以平息,當中到底發生了什麼事呢?Whatsapp: 5662 2730 WHAT'S NEW

新盤按揭 | 即供樓花按揭安排 | 發展商狂推新盤 銀行即時反應引關注 

上星期有媒體報導某個即將發售(已於17/3發售)位於九龍灣的新盤被認為以低價搶客,但實際上...

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20.03.2024
由樂風集團發展的旺角新盤「Elize PARK」公布首張價單,Elize PARK 位於旺角洗衣街181號,為22層高的單幢式物業,提供52伙,首張價單提供30伙單位。發展商提供2種付款方法,扣除最高4%折扣後,折實價由599.82萬至951.66萬元,折實呎價由24,583元至27,922元。Elize PARK 位於旺角洗衣街181號,Elize PARK示範單位設於佐敦彌敦道219號莊士倫敦廣場。利嘉閣按揭代理特意為Elize PARK推出按揭優惠,按揭成數可高達90%,息率低至H+1.3%,鎖息上限P-2%,即實際按息為4.125厘,同時有高達2.20%的銀行現金回贈,附送高息存款戶口,客戶可把備用資金存入高息戶口,享與供息率一致的存款息率,節省部分利息開支。項目預計關鍵日期為30/06/2024。 WHAT'S NEW

Elize PARK 按揭優惠

由樂風集團發展的旺角新盤「Elize PARK」公布首張價單,Elize PARK 位於旺...

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31.01.2024
今次是繼7月7日放寬按保計劃後,短時間內再有放寬措施。按統計,逾75%客戶購買樓花新盤時會選用建期計劃,主因是在這次修定之前,只有600萬元或以下的樓花住宅物業可以申請高成數按揭保險,如樓價超出600萬元,而又想申請高成數按揭,客戶只可以待物業入伙時才能申請按揭。因此,過去選用建期付款計劃的客戶,大幅高於選用即供計劃客戶。 WHAT'S NEW

2023放寬按揭 | 放寬樓花按揭後,即供與建期付款該如何選擇?

政府再放寬樓花住宅物業按揭成數上限 | 將其與已落成住宅物業的按揭保險條款看齊,修訂適用於...

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29.09.2023
2023放寬按揭 | 香港按證保險公司 今日(9月22日)宣布,按揭保險計劃(按保計劃)就樓花住宅物業作出新修訂~ 了解更多 Whatsapp: 5662 2730 WHAT'S NEW

2023放寬按揭 | 按保計劃新修訂 | 香港按揭證券:樓花住宅都可以做新按保

2023放寬按揭 | 香港按證保險公司 今日(9月22日)宣布,按揭保險計劃(按保計劃)就...

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22.09.2023
早供有著數?建築期 VS 即供 2022 WHAT'S NEW

【早供有著數? 建築期 VS 即供 2022】

新盤買家揀到心水盤固然高興,但同時可能會為選擇哪一種付款方法而煩惱。例如經常聽到的「建築期...

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31.08.2022
疫情陰霾散 5月現樓按揭登記按月升逾13% WHAT'S NEW

疫情陰霾散 5月現樓按揭登記按月升逾13%

最新數據顯示,2022年5月現樓按揭登記宗數按月升13.88% ,至5,455宗。數字回升...

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02.06.2022
身處海外的港人,如果申請人未能親身回港怎樣做按揭? WHAT'S NEW

【按揭新手懶人包】身處香港境外人士 / 已持有海外物業人士 按揭須知

受防疫措施影響,身處海外的港人若早前在香港買入樓花盤,成交期將近,想要回港申請按揭怎樣辦?...

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03.05.2022
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Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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